A country's birthrate is among the most important measures of demographic health. The number needs to be within a certain range, called the “replacement level,” to keep a population stable so that it neither grows nor shrinks. If too low, there's a danger that we wouldn't be able to replace the aging workforce and have enough tax revenue to keep the economy stable. Countries such as France and Japan that have low birthrates have put pro-family policies into place to try to encourage couples to have babies. The flip side can also be a problem. Birthrates that are too high can strain resources such as clean water, food, shelter and social services, problems faced by India, where the fertility rate has fallen over the past few decades but still remains high.
Although average premiums would increase prior to 2020 and decrease starting in 2020, CBO and JCT estimate that changes in premiums relative to those under current law would differ significantly for people of different ages because of a change in age-rating rules. Under the legislation, insurers would be allowed to generally charge five times more for older enrollees than younger ones rather than three times more as under current law, substantially reducing premiums for young adults and substantially raising premiums for older people.
In her late teens, Ash Petroff, from the Gold Coast, weighed just 45 kilograms, never exercised and had never followed a healthy or balanced diet. But after discovering she was pregnant at 19, Ms Petroff's poor habits caught up with her and she gained 50 kilograms in just nine months. The doting mum struggled to shed the weight and after two more pregnancies weighed 95 kilograms and struggled with social anxiety and depression. However, after discovering a health community for mums by chance online, the mother-of-three, now 31, was able to overhaul her lifestyle and shed a staggering 39 kilograms. Here, she speaks to FEMAIL about how she did it.